Post-pandemic dog anxiety, fear-based aggression & situational agoraphobia increase dog bite claims & settlement multipliers. New liability angle for 2026.
Dog bite infections like cellulitis and sepsis escalate medical costs and settlement multipliers. 2026 data on bacterial complications driving higher claims.
Ohio's Avery's Law (effective March 2026) eliminates the 'one free bite' rule and mandates $100K liability insurance for dangerous dogs, transforming dog…
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